This week I talk about collection accounts and credit utilization. These two areas have a significant impact on your credit score. Paying attention to these items can help to optimize your credit score. That increases your odds of loan approval and will help you get better loan terms.

In the market to buy a home? Let my team and I help you finance it. We lend nationwide and can provide you with the expert guidance you deserve.  You can find us online at www.danmoralez.com or call us at 616-931-4629.

Dan Moralez
NMLS #709729
VP-Mortgage Loan Officer
Northpointe Bank

Equal Housing Lender – All Loans Subject to Credit Approval