HBR 143 – Understanding The Impact of Credit Utilization

In this weeks episode I talk about the impact of credit card utilization on your mortgage credit score. I talk about why you want to keep the balance of your credit cards to less than 25% of your overall credit limit.  

In the market to buy a home? Need a mortgage or have questions about qualifying?  If so, we would love to help you.  You can reach me online at www.danmoralez.com.  You can call me at 616-931-4629.

Dan Moralez
NMLS #709729
VP – Mortgage Loan Officer

Northpointe Bank is an Equal Housing Lender
All loans subject to credit approval