This week I talk about a special home loan program that allows for a $0 down payment. This program allows you to pay your loan off in 20 years vs. the traditional 30-year term. There are no income restrictions, you do not have to be a first time home buyer and there are no special […]

When it comes to the amount of home you qualify for, remember it is all about the monthly payment. In this weeks episode, I talk about how your monthly payment determines how much you qualify for and how the same payment can buy a different amount depending on a number of factors. If you’re in […]

In this week I talk a little more about why it matters who pre-approved you and I am not just talking about what company.  Did you know that your loan officers reputation could hurt you as well? We will be talking about this for the next couple of weeks and invite your questions. If you […]

This week I talk about why getting pre-approved should be the first step in your home buying process. Going house shopping without a pre-approval could be a waste of your time. In the next several weeks we will talk about this and why it matters. If you would like to get pre-approved, we would love […]

It is not uncommon for clients to have had a financial set back at some point in time. While some circumstances are truly unavoidable, others were avoidable and were the result of our own personal decisions. Those decisions, may have a lasting impact and require some additional work to get around in the home buying […]

What are your payments during your construction loan? How are they figured and what should you expect.  We talk about all of that in more detail in this weeks episode. If you have a question or concern you would like me to address on the podcast or in regards to your specific situation, reach out […]

This week we talk about the different types of construction loans. What is a construction permanent loan vs. a construction only loan?  We will explain it all in this weeks episode. If you have a question or concern you would like me to address on the podcast or in regards to your specific situation, reach […]

This week, I talk about down payments on construction loans. How they differ from lender to lender and even from product to product. Are you looking to build? We would love to help you learn more about it. Visit my website’s Build section for more details on how we may be able to help you. […]

This week we start a new mini-series on Construction Loans.  More and more clients are having difficulty finding a home to buy, so they are looking at building a home vs. buying an existing home. If you have a question or concern you would like me to address on the podcast or in regards to […]

In this weeks episode, I talk about recent changes from PMI companies and how they will impact clients who have smaller down payment, higher debt ratios, and lower credit scores. If you have a question or concern you would like me to address on the podcast or in regards to your specific situation, reach out […]