In this weeks episode, I talk about how rate and closing cost go hand in hand. Higher rate = lower cost, lower rate = higher cost. What makes for the best option for you? It all depends on a number of factors. In this weeks podcast, I discuss some of those items for you. If […]
In this weeks episode, I talk about understanding your mortgage options. Mortgage options can vary from lender to lender and it makes the most sense to explore all your options to make sure you have the program that is best for you. If you want an experienced team of mortgage professionals to help you, contact […]
How do you know if your loan officer is any good? Do they have the expertise and knowledge they claim to have? In this weeks episode I give you some pointers on how to determine if your Loan Officer is good. You can check a Loan Officer NMLS# and work history by clicking here. You can […]
So you are pre-approved for a mortgage and are house hunting. But do you know if the pre-approval you have is truly good? In this weeks episode, I talk about the rash of recent clients I have dealt with that thought they were pre-approved only to find out they were not. If you want an […]
Have you ever really wondered what a Loan Officer really does as part of the home loan process? In this weeks episode, I talk about what I do as your Loan Officer and how I work with my team to make your home loan process as smooth as possible. If you are in the market […]
In this weeks episode, I talk about what a Mortgage Processor and Loan Officer Assistant do and how they are an important part of the home loan process. If you are in the market for a mortgage, we would love to help you explore the options available to you. To learn more about my team […]
What is a Mortgage Underwriter and what do they do? In this weeks episode, I explain what a Mortgage Underwriter is and exactly what they do and how it impacts you. If you are in the market for a home loan, we would love to help. You can reach us at www.danmoralez.com or at 616-931-4629. Dan Moralez […]
This week I finish up my recent series on adjustable rate mortgages. While these mortgages may not be right for all clients, some clients may benefit from an adjustable rate mortgage. This week we go a little deeper into how they work and how it may or may not benefit you. Want to know more […]
This week we talk more about adjustable rate mortgages. How to understand the pluses and minuses of these types of mortgages. While they are not for everyone, they do serve a place and could help some clients benefit. If you would like to explore these options or learn more, you can contact me at 616-931-4629 […]
Is an adjustable rate mortgage right for you? It may be depending on your long-term financial goals. In many cases, an adjustable rate mortgage could be a solid option that could save you money without taking an inappropriate risk. This week we start to talk about how an adjustable rate mortgage (ARM) works. You may […]