HBR 095 – Why I Do What I Do & Higher Interest Rates

This week I talk about why I do the podcast and the trend of higher interest rates. If you are in the market to buy a home, I would love to help you finance it. You can reach me at 616-931-4629 or online at www.danmoralez.com. Dan Moralez VP – Mortgage Loan Officer Northpointe Bank NMLS #709729 […]

HBR 094 – Relocation, New Job and Credit

This week I answer a listeners questions about relocating, new jobs and how your new spouses credit may impact you.  Do me a favor and please share the podcast with others who could benefit from this information. If you are thinking of buying a home, please contact me for a mortgage. I would love to […]

HBR 092 – Working With An Experienced Loan Officer

Last week we talked about why you need an experienced Realtor. This week I talk about why you need an experienced Loan Officer. You can save yourself a lot of hassle by just contacting me when you are ready to buy. You can reach me by using the following contact information: Dan Moralez NMLS #709729 […]

HBR 091 – Do You Need A Realtor?

Yes! You need a Realtor to represent you on your home purchase. So often clients think they can do this without professional guidance and when you do that you create risk for yourself that you likely don’t understand. In this weeks podcast, I talk about why you need a good seasoned Realtor to protect your […]

HBR 090 – Mortgage Preapprovals

Why are you waiting to get pre-approved for a mortgage? If you are thinking of buying a home, this needs to be your first step in the process, not an after thought. If you enjoy this podcast, please make sure to give us a 5 star review on iTunes and share it with others. If […]

HBR 089 – Your Cooperation and Circumstances

This week I talk about your circumstances are a result of things you have done. I also talk about why your cooperation is key to a successful mortgage process. If you enjoy this podcast, please make sure to give us a 5 star review on iTunes and share it with others. If you are in […]

HBR 088 – Rates and Closing Cost

I seem to spend a lot of time talking about rates and closing cost. This week I talk about how the devil is in the details and you need to pay attention to those details. You can skip all the hassle and just call me for your mortgage to make things easier. If you enjoy […]

HBR 087 – Buyer’s Agency

So you have a Buyer’s Agent representing you for your home purchase. I personally think that is a good idea.  However, if you have one, you should be using them exclusively for your home search. In this weeks episode, I talk about how you can run into problems if you don’t. If you enjoy this […]

HBR 086 – VA Home Loan Specialist Brad Stinson Interview

This week I sit down with my friend Brad Stinson who is a fellow Mortgage Loan Officer and VA Home Loan Expert.  We talk about some common misconceptions about VA Home loans and a podcast Brad will be launching soon to help more Veteran’s understand the benefits available to them. Dan Moralez NMLS #709729 VP […]