What is going on with mortgage rates? Many clients have been asking about this recently. This week I talk about why mortgage rates have been so volatile and the impact it has on clients looking to buy or refinance a home.
This week I talk about why there is so much documentation that is required as part of the mortgage process. I also talk about why it is important for you to cooperate along the way.
This week we are talking about the recent run up in interest rates and why an adjustable rate mortgage may be worth giving some consideration to. If you are in the market to finance a home, my team and I would love to help you. You can find us online at https://www.danmoralez.com or at 616-931-4629. […]
Finally some good news for self-employed clients and an important update on the appraisal process for conventional mortgages. Most self-employed borrowers will find the documentation requirements for a mortgage just got easier as Fannie Mae and Freddie Mac have eliminated the need for an interim P&L statement for most clients. In addition, they will also […]
There is a ton of information on the internet and social media when it comes to real estate and mortgages. Many of these “experts” are providing advice that is wrong. This week I share ideas on how to screen some of these “experts”. If you want expert guidance provided by someone who has been lending […]
This week I share some important updates on big changes in regards to financing second homes and condominiums. If you are in the market for one of these types of properties, these changes will impact you. Need expert help and guidance on financing a second home or condo? My team and I would love to […]
This week I talk about the impact of higher mortgage rates on homebuyers. Most buyers think they qualify for a specific dollar amount when you qualify for a specific monthly payment. The amount of house that payment will buy is impacted by mortgage rates. If you are in the market to buy a home, our […]
This week I talk about the things you should be doing now if you are planning on buying a new home in the new year. Would be home buyers often wait too long to get the pre-approval process started and neglect to understand all that goes into a valid pre-approval. If you are in the […]
This week I remind clients who are self-employed about things they can do before the end of the year that can hurt their ability to get a mortgage. Don’t do something that can hurt you! Reach out to us after you listen to this weeks episode. If you are in the market for a home […]
This week I talk about why higher loan limits matter to those who need a mortgage. These higher loan limits benefit consumers by providing affordable mortgage terms with reasonable qualifying guidelines. If you are in the market for a home loan, my team and I would love to help you. You can reach us online […]