Build


We currently only offer construction loans in the following states:
Michigan, Indiana, Ohio, Florida, South Carolina, Georgia and Colorado.

Learn more about construction loans by using these links:
> Construction Loan Basics
> Construction Loan Types
> Construction Loan FAQ’s
> Construction Loan Payments
> Construction Draw Process
> Selecting a Builder

Here are some of the highlights of the Northpointe Bank construction program:

  • Fixed and Adjustable Rate programs available
  • Up to 12 months to complete your home
  • Down payments as low as 5% down available to qualified applicants (available on conforming loan limits)
  • Lower down payment options available for larger loan amounts over conforming loan limits
  • One closing – One set of closing cost
  • Interest only payments during construction based on amount drawn towards completion
  • Interest rate the same for construction term and permanent mortgage
  • Qualified borrowers can be eligible to decrease the interest rate on their loan if rates are lower upon completion of the home

If I can be of assistance, please call my office at 616-931-4629 or send me an email at dan.moralez@northpointe.com.