Get a head start on your new home by getting pre-qualified!

Here are some of the highlights of the Northpointe Bank construction program:

  • Fixed and Adjustable Rate programs available
  • Up to 12 months to complete your home
  • Down payments as low as 5% down available to qualified applicants (available on conforming loan amounts)
  • Lower down payment options available for larger loan amounts over conforming loan limits
  • One closing – One set of closing cost
  • Interest only payments during construction based on amount drawn towards completion
  • Interest rate the same for construction term and permanent mortgage
  • Qualified borrowers can be eligible to decrease the interest rate on their loan if rates are lower upon completion of the home

We currently only offer construction loans in the following states (not all programs are available in all states):

  • Michigan
  • Indiana
  • Ohio
  • North Carolina
  • South Carolina
  • Florida
  • Georgia
  • Colorado