HBR 126 – Death of the Appraiser?

In this weeks episode I talk about the appraisal process.  Many clients may soon be given the option to skip the appraisal as part of the home buying process.  While you may think that is a good thing, it can potentially come with some risk. Want to learn more about the home buying process or […]

HBR 125 – What is a Bridge/Swing Loan?

This week I talk about Bridge/Swing loans. What are they, why would you need one and what are the risk associated with them. If you want to explore this mortgage option or figure out what options you are eligible for, you can connect with my team and I via my website at www.danmoralez.com or call us at […]

HBR 123 – Credit Karma – Bad Karma?

This week I talk about credit score’s and why your Credit Karma score is not the same as your mortgage credit score. I know I have talked about this before but I still have clients who don’t understand the difference. I figured now would be a good time to bring the subject back up. As […]

HBR 117 – Important Changes to FHA Mortgages

If you were pre-approved for an FHA mortgage, recent changes to the FHA scorecard may have a huge impact on you and could make you potentially ineligible.   If you are in the market to buy a home and need a mortgage, my team and I would love to help you. You can reach me online […]

HBR 116 – Interest Rate vs. Closing Cost

I wanted to try something new this week and push out a video vs. our standard audio podcast. I would love to hear your feedback on your preference. If you would prefer video vs. audio.   This week I talk about why a lower rate with higher cost may not always be the best option […]